4201 S FLETCHER Avenue, Fernandina Beach, FL, 32034 | $2,650,000

Coastal Retreat of MODERN LUXURY! Discover your serene sanctuary where modern elegance meets the ocean. This CUSTOM-BUILT home sits HIGH and DRY on a DOUBLE-DEPTH LOT and DEEDED WALKWAY TO THE BEACH. Completed in 2020, it showcases exquisite millwork and upscale Tiles from Spain throughout. CONCRETE Masonry Unit Walls for strength, offers energy efficiency, fire resistance, noise reduction, pest resistance and low maintenance for a healthier environment. A unique highlight is the 1940 below-grade BOMB SHELTER, transformed into a wellness retreat featuring INFRARED SAUNA and massage table, providing an unexpected sanctuary in your home. This 4-bed, 4-bath residence features a thoughtfully designed MOTHER-IN-LAW suite with a private entrance, ensuring privacy and comfort for guests or potential rental income AND a separate STUDIO Apartment. The OPEN FLOOR PLAN connects indoor and outdoor living, enhanced by over 1200SF balconies perfect for morning coffee or evening relaxation with calming ocean sounds. The Chef's Kitchen features UltraCraft Cabinetry, Monogram Appliances and generous counter space. The expansive primary suite offers OCEAN VIEWS and a luxurious en-suite bath for ultimate comfort. Enjoy your outdoor oasis with ROOM FOR a POOL and fenced yard ideal for gardening or quiet reflection. Explore the tranquil "ENCHANTED FOREST" with serene WALKING TRAILS or stroll to the beach via your deeded walkway. With an OVERSIZED CAB ELEVATOR, backup generator, NEW PGT windows, METAL ROOF, and 2-car garage, convenience meets luxury at every turn. This prime location offers peace and privacy just minutes from AMELIA ISLAND's beautiful beaches, charming local shops and delicious restaurants. Schedule your PRIVATE TOUR today!

Features

  • Bedrooms: 4
  • Baths: 4 full
  • Lot Size: 105x 272.4x 105x 285
  • Laundry: Upper Level
  • Style: Contemporary
  • Year Built: 2020
  • Garage: 2-car
  • Heating: Central, Electric, Heat Pump, Zoned
  • Cooling: Central Air, Electric, Split System, Zoned
  • Approx Sq. Feet: 3,450
  • Acreage: 0.7
  • Lot Size: 105x 272.4x 105x 285
  • Est. Taxes: $16,424
  • View: Beach, Protected Preserve, Trees/Woods
  • Elem. School: Emma Love Hardee
  • Middle School: Fernandina Beach
  • High School: Fernandina Beach
  • Appliances: Dishwasher, Disposal, Double Oven, Dryer, Electric Oven, Gas Range, Refrigerator, Washer, Water Softener Owned, Wine Cooler
  • MLS#: 2051461
  • Days on Market: 41 days
  • Website: https://www.raveis.com
    /eprop/2051461/4201sfletcheravenue_fernandinabeach_fl?source=qrflyer
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William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4201 S FLETCHER Avenue, Fernandina Beach, FL, 32034

$2,650,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,120,000 $2,120,000 $2,120,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.750% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.282% 6.864% 6.810%
Monthly Tax Payment $1,369 $1,369 $1,369
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $13,575 $13,750 $18,613
Total Monthly Payment $15,069 $15,244 $20,107

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.