Charming 2-Bedroom End Unit Winthrop/Augusta Villa with 2-Car Garage in the Gated Golf Community of On Top of the World.
Welcome to this charming 2-bedroom end-unit villa with a versatile flex room and a spacious 2-car garage, nestled in the beautiful 24-hour guard-gated golf community of On Top of the World. This home greets you with a lovely covered front porch, and once inside, you'll find a spacious, open great room with beautiful wood plank LVP flooring—no carpet in sight! The desirable split floor plan offers both privacy and functionality, perfect for everyday living and entertaining.
The adjacent eat-in kitchen is a chef's dream, featuring stunning granite countertops, stainless steel appliances, and a stylish glass tile backsplash. Tile flooring in the kitchen adds to the home's charm and durability. Off the back of the home, a spacious enclosed Florida Room (added in 2015) offers expansive views of the peaceful backyard, providing a relaxing space to enjoy the outdoors. Plus, being an end unit, you have a large outdoor area, perfect for additional privacy and enjoyment.
The Primary Suite is a true retreat, complete with a walk-in closet and a private en-suite bath featuring an updated tile shower, granite countertops, and a new vanity. The second full bath has also been updated with a beautiful tile shower, granite countertops, and a new vanity. A conveniently located laundry closet just off the kitchen adds to the home’s functionality. The flex room can serve as a home office, cozy den, or guest space, making it a perfect addition to this lovely home.
Additional upgrades include new windows (2021), an AC system replaced in 2013, a newer hot water heater, and solar tubes that bring in an abundance of natural light. The home also comes with a Choice Home Warranty for added peace of mind.
The roof was replaced in 2011, and exterior painting is handled by the HOA every seven years. As a resident, you’ll enjoy the peace of mind that comes with 24-hour guarded security, two state-of-the-art fitness centers, and three pools (two outdoor, one indoor). Plus, with grounds maintenance included in the dues, you can say goodbye to yard work!
Located just southwest of Downtown Ocala, with easy access to parks, the historic district, and I-75, this villa is the perfect place to call home. Don’t miss out—schedule your private tour today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $61 | $61 | $61 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,381 | $1,329 | $1,687 |
Total Monthly Payment | $1,517 | $1,465 | $1,823 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.