309 South Main Street, Northfield, VT, 05663 | $425,000

Newly renovated, this home is a true gem with tons of historic charm and yet all the modern amenities. Tucked away on a lot with a big level yard and wooded back line, this village home is walking distance to Norwich University and/or Depot Square and downtown Northfield restaurants, shops, etc. The large eat-in kitchen faces the quiet back yard. The new eat in kitchen has beautiful cabinetry, soapstone and butcher block countertops and a lovely picture window facing the big back yard. There are two first floor bedrooms and the laundry is also conveniently located in a room just off the kitchen. The living room is spacious and sunny with a wood stove heat and ambiance. The full bath on the first floor has been completely remodeled and is gorgeous. Upstairs are two cozy bedrooms tucked under the eaves and a big open hall area that would be perfect for an office, yoga space or library. The huge attached barn has room for all sorts of storage, or a workshop--it could even be renovated and used as more living space. Along with a one car garage with direct entry there is also a carport area on the side of the barn which is big enough for a car but also for wood storage. A quick drive to Montpelier, I-89 and Central Vermont Hospital. Showing start at 2 pm on Oct 13th, 2024

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 1 full / 1 half
  • Style: Farmhouse
  • Year Built: 1861
  • Garage: 1-car Garage
  • Heating: Baseboard,Hot Water
  • Cooling: None
  • Basement: Dirt Floor,Stairs - Interior
  • Approx Sq. Feet: 1,553
  • Acreage: 0.67
  • Est. Taxes: $5,605
  • Lot Desc: City Lot,Level,Wooded
  • Elem. School: Northfield Elementary School
  • Middle School: Northfield Middle High School
  • High School: Northfield High School
  • School District: Northfield School District
  • MLS#: 5018326
  • Website: https://www.raveis.com
    /prop/5018326/309southmainstreet_northfield_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 10/30/2024
Listing courtesy of Coldwell Banker Classic Properties   Phone: 802-223-6300
Listing Agent: Sue Aldrich

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NMLS Mortgage Loan Originator ID 793093

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Brian.Skelly@raveis.com

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309 South Main Street, Northfield, VT, 05663

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.879% 7.159% 6.276%
Monthly Tax Payment $467 $467 $467
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,348 $2,260 $2,867
Total Monthly Payment $2,890 $2,802 $3,409

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.