This is an amazing 5-bedroom Victorian home, a true masterpiece of architectural elegance. In the heart of Mont Vernon Village, the property showcases the exquisite craftsmanship of a bygone era with several stained glass windows & magnificent original woodwork. You will be greeted by a grand foyer that sets the tone for the entire home. The spacious living room features intricate moldings, high ceilings, and large windows that flood the space with natural light, highlighting the beautiful period features. There is a family room with a fireplace. The kitchen boasts space, built-ins, a center island, and a fresh pallet to make this a cook's delight. Adjacent, the dining room offers a large space for holiday meals, and a lovely bay of windows overlooking the side yard. Each of the five bedrooms is located on the 2nd floor. The primary bedroom has access to a full bathroom, also accessed from the hallway. A second staircase will bring you down to the kitchen where you will find a 3/4 bath. The third floor is a huge attic with so much potential. The wrap-around porch invites you to enjoy your morning coffee or evening meal while watching the cars pass by on the way to the Village Store, library and post office. Most of the porch is open with a screened section to stay bug-free. This Victorian gem offers a potential for 3 floors of living space & ready for decorating and personalization. Don’t miss your chance to own a piece of history—schedule your private tour today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $758 | $758 | $758 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,057 | $3,879 |
Total Monthly Payment | $3,910 | $3,907 | $4,729 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.