Waterfront! Absolutely Stunning Custom built Colonial on a quiet cove on Tiogue Lake, 2 bed 1. 5 bath. truly a special place, Watch the swans go by or fish off the new 30 foot dock or take your boat on the lake from your back yard or just lounge on the spacious 16x20 deck. This 2 bed 1. 5 bath home nothing was left out. custom cabinets, quartz counter tops, under cabinet lighting, custom gas fire place, huge master bedroom with its own deck overlooking the backyard and cove. Large upstairs bathroom with laundry and storage, second bedroom is a nice oversized sized this home has 2 heat and central AC units one in attic, one in basement to keep the heat and AC even on both floors. There is also sprinkler system, custom gutters with covers ( no cleaning needed) and hydro kinetic documented oversized septic system (2360 gallons) This house was built to be maintenance free for many years to come! If you're looking for tranquility this house is for you! There is beautiful scenery from your backyard for every season Come take a look I promise you will fall in love! No flood insurance needed! ******Please note the town recognizes this home as a one bedroom
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $603 | $603 | $603 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,547 | $3,456 | $4,385 |
Total Monthly Payment | $4,242 | $4,151 | $5,080 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.