THIS OUTSTANDING AND WELL MAINTAINED 2, 002 SF 3 BR/2. 5 BA POOL HOME IS LOCATED ON A CUL-DE-SAC OVERLOOKING THE GOLF COURSE IN THE WELL ESTABLISHED GATED COMMUNITY OF CYPRESSWOOD IN WINTER HAVEN, FLORIDA. As you step inside you will note views of the golf course . . . from the living room, dining room, kitchen, primary bedroom, Florida/bonus room and the screened-in pool. The home was designed with a spacious open floor plan, split bedrooms, separate laundry room with laundry tub & half bath, abundant closet space and easy to care for tile flooring throughout!! The custom kitchen is centrally located for easy entertaining and features beautiful raised panel wood cabinetry, granite countertops, tile backsplash, breakfast bar, and large pantry closet. The primary bedroom has a large walk-in closet and an ensuite bathroom with private shower and water closet. Who would not love the two car garage with pull-down ladder attic access, overhead shelf storage space, electric garage door screen and a beautifully finished floor? Many recent improvements and updates include: refinished pool deck and garage floor(2024); natural gas water heater and pool heater (2024); pool cage re-screened (2022); BARREL TILE ROOF replaced (2021); interior and exterior repainted (2020/2021); and house replumbed (Dec. 2019). New energy-efficient dual pane windows, plantation shutters and remote controlled extendable pool deck awning are an added bonus. Irrigation water for the yard has it's own water meter which is a cost saving measure! Enjoy the Florida lifestyle while relaxing in your private heated pool, playing a round of golf, taking a walk/bike ride or meeting friends at the clubhouse! NOTE: EXTERIOR AND INTERIOR AUDIO AND VIDEO SURVEILLANCE IN USE. Community amenities include SWIMMING POOL and TENNIS. Golf and/or fitness center require additional optional fee. Cypresswood is located less than one mile from HWY 27 and is close to shopping, restaurants, places of worship & medical facilities. Popular Legoland attraction is approximately 6 miles. Disney World, Orlando and Tampa attractions are within 40-70 minute driving distance. Call today for a showing appointment! Note that total yearly taxes INCLUDE $618 for Polk Waste & Recycling and Polk County Fire Service. All information is believed to be accurate but not guaranteed.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.490% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.681% | 6.678% | 6.034% |
Monthly Tax Payment | $235 | $235 | $235 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,068 | $1,914 | $2,518 |
Total Monthly Payment | $2,378 | $2,224 | $2,828 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.