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3900 Jersey Street, Panton, VT, 05791 | $640,000
Welcome to this meticulously maintained, energy-efficient ranch built in 2019 and nestled on a private 15+ acre lot just one mile from Arnold Bay on Lake Champlain in Panton, Vermont. Featuring 3 bedrooms and 2 full baths plus an office for the remote worker, this spacious home offers a modern dining room /kitchen combo and living room with a working wood fireplace. Additional amenities on the first floor include a spacious pantry and laundry room with its own exterior door. The generous walkout basement is just shy of being finished, ready for you to make it your own with three additional rooms ideal for an additional home office, hobby area, exercise room, or even a cozy media room. With engineered wood flooring on both levels, the home radiates warmth and quality craftsmanship. A recently installed mini-split heat pump (2023) ensures comfortable air conditioning during the warmer months. Step outside to enjoy the expansive wrap-around Trex deck, low-maintenance and perfect for soaking in the breathtaking sunrise mountain views. The large yard offers ample space for outdoor activities, while the 15-acre lot provides privacy, room to explore, with hardwood and maple trees offering raw materials for the hobbyist syrup maker. Additionally, the 840 square-foot barn has spaces for 2 cars and a 12x20' workshop. Located just minutes from Vergennes and only 30 minutes from Burlington and Middlebury, this home combines peaceful rural living with easy access to nearby amenities.
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Style: Ranch
- Year Built: 2019
- Garage: 2-car Garage
- Heating: Oil,Baseboard,Electric,Heat Pump
- Cooling: Mini Split
- Basement: Concrete,Exterior Access,Partially Finished,Stairs - Basement,Walkout
- Approx Sq. Feet: 2,952
- Acreage: 15.6
- Est. Taxes: $6,710
- Lot Desc: Country Setting,Mountain View,Open,Secluded,Wooded
- Middle School: Vergennes UHSD #5
- High School: Vergennes UHSD #5
- MLS#: 5018257
- Website: https://www.raveis.com
/prop/5018257/3900jerseystreet_panton_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/24/2024Listing courtesy of KW Vermont Phone: 802-654-8500
Listing Agent: Deborah Fortier
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3900 Jersey Street, Panton, VT, 05791
$640,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $512,000 | $512,000 | $512,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $559 | $559 | $559 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,406 | $3,403 | $4,390 |
| Total Monthly Payment | $4,057 | $4,054 | $5,041 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484