Step into this beautifully updated Ranch-style home, set on a generous 0. 5-acre lot, offering the perfect blend of modern updates and cozy charm. This 3-bedroom, 1 full-bath home features an open-concept layout, perfect for seamless living and entertaining. The farmhouse-style kitchen is a chef's dream with granite countertops, a sleek tile backsplash, open shelving, and a spacious island. It flows effortlessly into the living room, where hardwood floors and a pellet stove insert create a warm and inviting space. The bedrooms are freshly painted with plush carpeting for a restful retreat. The additional room has the option for a 4th bedroom or family room, complete with French doors leading to the large, fully fenced backyard. The outdoor space is perfect for entertaining or unwinding, with a paved block patio, built-in firepit and surrounding bench seating. This home also boasts central air, a finished basement providing additional living space and ample storage, a laundry area, and a 200-amp electrical panel. With thoughtful updates and charming features, this home is move-in ready and waiting for you to make it your own! Don't miss out on this gem!
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet | Main |
Bedroom 2 | Wall/Wall Carpet | Main |
Family Room | Beams,Ceiling Fan,Vinyl Floor | Main |
Kitchen | Granite Counters,Dining Area,Island,Pantry,Hardwood Floor | Main |
Living Room | Ceiling Fan,Combination Liv/Din Rm,Pellet Stove,Hardwood Floor | Main |
Primary Bedroom | Wall/Wall Carpet | Main |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $291,920 | $291,920 | $291,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $468 | $468 | $468 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,991 | $1,869 | $2,424 |
Total Monthly Payment | $2,534 | $2,412 | $2,967 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.