This beautifully remodeled 1954 ranch offers the perfect blend of classic charm & modern updates, making it one of the few affordable waterfront homes available. Located on the serene Cedar River, with easy access to the St. Johns Riverway, this home provides both peaceful living & convenient city access. Fully renovated, the home features high-end upgrades including updated electrical & plumbing, & a new HVAC system installed in March 2024, roof (9 yrs old). The new appliances & upgraded flooring add to the fresh feel, while the neutral color palette allows you to personalize the space to your own style.
The exterior is equally impressive, with new vinyl fencing on one side and chain link on the other, plus a solid dock & boat house (no lift) for your watercraft. The spacious backyard offers wonderful river views, perfect for relaxing or entertaining. The Cedar River connects to the ocean by way of the St Johns river, but there are bridge height restriction so it's best suited for boats without masts. With its prime location and extensive updates, this home offers a rare opportunity for affordable waterfront living. Don't miss your chance to make it yours!
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Our Executive Mortgage Banker:
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$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $170 | $170 | $170 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,122 | $2,692 |
Total Monthly Payment | $2,369 | $2,367 | $2,937 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.