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153 Locust Terrace, Burlington, VT, 05401 | $575,000
Discover this beautiful 3-bedroom home situated on a large city lot, ideally located adjacent to the sought-after Five Sisters neighborhood in Burlington! With an abundance of natural light streaming in through the new front windows, this residence offers a warm and inviting atmosphere. Just inside, custom entryway cubbies provide a space to organize and store your seasonal gear. The welcoming living room features a brand-new gas fireplace that adds a cozy touch, perfect for chilly evenings. The first floor boasts fresh paint, original hardwood flooring and a great layout connecting the main living spaces for ease of use. The kitchen includes stainless steel appliances, with a new stove (2024) and dishwasher (2018). A bedroom on the main level offers endless possibilities for multi-use or a great guest space. Upstairs, you'll find 2 additional bedrooms along with a cozy reading nook in the hallway. A full bathroom remodel was completed in 2018, along with a new electrical panel and front door added that same year. In 2020, central air and a heat pump were added for year-round comfort. The 3-season porch at the back of the home overlooks a lush, fenced backyard complete with play structures and raised garden beds, creating an ideal space for outdoor entertaining, recreation or gardening. Don't miss the opportunity to make this charming home yours! Fantastic location near Callahan park, close to schools, shopping, dining, art galleries and Lake Champlain!
Features
- Rooms: 5
- Bedrooms: 3
- Baths: 1 full
- Style: Cape
- Year Built: 1950
- Garage: 1-car Garage
- Heating: Forced Air,Hot Air
- Cooling: Central AC
- Basement: Concrete,Stairs - Interior,Sump Pump,Unfinished
- Approx Sq. Feet: 1,230
- Acreage: 0.15
- Est. Taxes: $11,570
- Lot Desc: Sidewalks
- School District: Burlington School District
- MLS#: 5018188
- Website: https://www.raveis.com
/prop/5018188/153locustterrace_burlington_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 10/29/2024Listing courtesy of KW Vermont Phone: 802-654-8500
Listing Agent: The Malley Group
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
153 Locust Terrace, Burlington, VT, 05401
$575,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.879% | 7.159% | 6.276% |
| Monthly Tax Payment | $964 | $964 | $964 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,177 | $3,057 | $3,879 |
| Total Monthly Payment | $4,233 | $4,113 | $4,935 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484