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18 Charles Street, Montpelier, VT, 05602 | $425,000
Home sweet home! Nestled perfectly between downtown convenience, the co-op, the bike path, and the college Green, this fully renovated three-bedroom gem is a dream come true. Tastefully designed with charm and modern convenience. Boasting a one-car attached garage, garden space, and potential deck over the garage. Step inside to discover a newly renovated kitchen and dining area with wood floors throughout. The living room features a cozy nook perfect for an office, complemented by a convenient half bath and laundry room. Upstairs, you’ll find three bedrooms and a full bath. Outside, the delights continue with a door from the primary bedroom out to the roof deck and leading to a charming garden area complete with a fire pit and stone steps up to the road. Energy efficiency is key here, with heat pumps extending even into the garage and all new windows and exterior doors. Adorable, affordable, and ideally situated in the heart of the city, this tastefully renovated home won't stay on the market long. Don't miss out -- join us for the open house this Saturday, 10/12, from 10 AM to 1 PM!
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: New Englander
- Year Built: 1900
- Garage: 1-car Garage
- Heating: Baseboard,Electric,Heat Pump
- Cooling: Mini Split
- Basement: Concrete Floor,Full,Insulated,Stairs - Interior,Unfinished
- Approx Sq. Feet: 1,112
- Acreage: 0.09
- Est. Taxes: $6,059
- Lot Desc: City Lot
- Elem. School: Union Elementary School
- Middle School: U-32
- High School: U32 High School
- School District: Montpelier School District
- MLS#: 5018161
- Website: https://www.raveis.com
/prop/5018161/18charlesstreet_montpelier_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 10/30/2024Listing courtesy of Heney Realtors - Element Real Estate (Montpelier) Phone: 802-229-0345
Listing Agent: Lucy Ferrada
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
18 Charles Street, Montpelier, VT, 05602
$425,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.879% | 7.159% | 6.276% |
| Monthly Tax Payment | $505 | $505 | $505 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,348 | $2,260 | $2,867 |
| Total Monthly Payment | $2,928 | $2,840 | $3,447 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484