Pride of ownership at its finest. These ORIGINAL owners have maintained every inch of this home and land for 44 years with the “Fix it before it’s even broken” approach. It is now time to pass down the pride of ownership tradition. When the two car garage was added, two additional bedrooms and bathroom were also added to the main living area. With a total of five bedrooms, three bathrooms and additional bonus rooms, this home has the extra space for guests, home office, gym, craft room, etc. The well thought out floor plan has the perfect blend of open concept in the kitchen, dining and living room and still extra space including a large, cozy lower level right off the kitchen featuring a brick gas fireplace, ½ bathroom and access to the sunroom and fenced in backyard/patio. New stainless steel kitchen appliances, washer/dryer, all public utilities (water, sewer and gas), Garrison School District, and freshly painted throughout with light, neutral colors. Toftree Lane is an established South Dover neighborhood just passed Tendercrop Farm and right over the bridge to Portsmouth. An easy drive to Seacoast beaches, mountains and lakes region. You can settle into your new home before the holidays.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,033 | $2,919 | $3,704 |
Total Monthly Payment | $3,125 | $3,011 | $3,796 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.