This charming end-unit townhouse, located in the serene Hidden Pond Complex, offers a unique tri-level split floor plan with plenty of privacy and a contemporary feel. Hidden Pond sits on approximately 17 acres bordered by woods and consists of just 34 units. This townhouse features an entry foyer with a guest closet and a desirable attached one-car garage with direct access to the unit. The entry-level includes a guest bath, and stepping down from the foyer, you'll find the open living room with a wood-burning fireplace and new luxury vinyl planking floor throughout, the sunroom is perfect for relaxing, reading, or setting up a home office, with access to the private rear yard and vaulted ceilings that allow natural light to flood both the first and second floors. The recently remodeled kitchen comes equipped with all new appliances (dishwasher, refrigerator, oven/range, and hood) and opens to a cozy dinette area with sliding doors to the rear yard. The split-level design leads to the second and third levels, where the second bedroom is located on the upper floor, featuring a generous walk-in closet. The mid-point landing offers a convenient remodeled full bath, enclosed laundry with a washer and dryer, and a linen closet. The primary bedroom on the second level also features a large walk-in closet with attic access and ample space for furniture or a home office nook. Overlooking the sunroom, this room enjoys plenty of natural light. The seller may need time to find housing. Notable updates include a heat pump and central air conditioning unit replaced in 2020, a new garage door with an opener installed in 2020, Luxury Vinyl Planking floor in living area, and roofing completed in 2010, freshly painted in 2022, and remodeled kitchen and bath in 2023. For buyers' peace of mind, the seller allows home inspections for informational purposes, though the unit is being sold "as-is". The West Main Street expansion has brought exciting new amenities, including the Farmington Canal Trail and the ongoing renovation of the historic Ball & Socket Arts facility, a major community asset. Multiple offers on the property. Please submit your highest and best offer by Tuesday, October 15, 3pm.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 11.0 x 12.0 | Upper |
Dining Room | Sliders | 6.0 x 10.0 | Main |
Kitchen | Remodeled | 8.0 x 11.0 | Main |
Living Room | Remodeled,Fireplace,Sliders | 14.0 x 14.0 | Main |
Primary BR Suite | Remodeled,Cathedral Ceiling,Interior Balcony,Sliders,Walk-In Closet,Wall/Wall Carpet | 15.0 x 20.0 | Upper |
Sun Room | Sliders | 2.0 x 10.0 | Main |
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NMLS Mortgage Loan Originator ID 89074
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,920 | $223,920 | $223,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $294 | $294 | $294 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,528 | $1,434 | $1,859 |
Total Monthly Payment | $1,897 | $1,803 | $2,228 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.