Welcome to 14 Iris Ct, Located in the sought-after Hillbrook Forest neighborhood, on a quiet cul-de-sac, providing privacy and tranquility. This home presents timeless craftsmanship and modern comforts. It is recently been upgraded with so many items, and it's move-in ready for its next owners. The heart of the home is the spacious kitchen, now featuring brand-new stainless steel appliances with an induction stove, a beautiful natural stone backsplash, and upgraded countertops, perfect for hosting gatherings or cozy meals. The kitchen opens to a large 12' x 29' screened porch and deck, providing an ideal space for entertaining or simply relaxing with the sounds of nature. New scratch-proof and waterproof laminate flooring throughout the main level ensures durability and style, while details like crown molding, chair rails, and wainscoting add elegance and charm. The Large den has a washed brick wood burning fireplace that creates a cozy environment for relaxing after a long day. Upstairs, the primary suite is well-situated alongside three additional bedrooms, allowing for comfortable proximity while still having privacy. The highlight of the upper level is the expansive 18' x 27' recreation room with a wet bar, perfect for a game room, media space, or home office. You will appreciate the ample storage throughout, making the organization an easy mission. The backyard has been thoughtfully landscaped with extensive tree removal, opening up the space for the new fence and a large shed for extra storage that has been installed recently. You'll also enjoy peace of mind with the encapsulated crawlspace complete with a new dehumidifier. Whether you’re relaxing on the deck overlooking a tranquil rambling creek or hosting outdoor events, the natural surroundings gives a mountain-like retreat right in your backyard. In addition to these fantastic updates, the home boasts two HVAC units, one replaced in 2020, and the roof installed in 2017. The property is located in Spartanburg’s desirable District 7, with no HOA, close to shopping, and dining, and just minutes from downtown. With fresh paint throughout and all these modern upgrades, this home is in excellent condition and ready for you to move in and start making memories. Don’t miss out—schedule your visit today!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,822 | $311,822 | $311,822 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $117 | $117 | $117 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,075 | $2,072 | $2,630 |
Total Monthly Payment | $2,267 | $2,264 | $2,822 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.