A Classic Colonial in Hauppauge. This charming 4-bedroom, 2. 5-bathroom Splanch home in the Smithtown school district that offers the perfect blend of traditional style and modern comfort. Nestled in the heart of Hauppauge, you'll enjoy a peaceful neighborhood and easy access to local amenities. Spacious Bedrooms: The four generously sized bedrooms provide ample space for family and guests. The primary suite features a private bathroom with [mention any special features like a soaking tub, double vanity, or walk-in closet]. Modern Kitchen: The kitchen is equipped with stainless steel appliances, granite countertops, and plenty of cabinet space for all your culinary needs. ? Inviting Living Areas: The living room and dining room offer a formal and elegant space for entertaining. A cozy family room with a fireplace provides a more casual atmosphere. Private Backyard: Enjoy outdoor relaxation on your own patio or deck. The backyard is perfect for grilling, gardening, or simply enjoying the fresh air. Prime Location: Hauppauge offers easy access to schools, shopping centers, parks, and major highways. This Colonial home is a must-see for anyone looking for a spacious and comfortable family home in a desirable location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $1,314 | $1,314 | $1,314 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,088 | $3,982 | $5,053 |
Total Monthly Payment | $5,494 | $5,388 | $6,459 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.