Welcome to your charming gem of a home nestled in the heart of beautiful Jamesport! This charming 3-bedroom, 2-bath residence offers a perfect blend of comfort and convenience. Featuring a cozy layout, this home is ideal for anyone looking to enjoy the serene North Fork lifestyle. As you enter, you'll be greeted by a warm and inviting living space that seamlessly flows into a well-appointed kitchen, perfect for entertaining. Kitchen offers plenty of cabinet space and full island with stool seating. Open concept from kitchen to eat-in area, which is perfectly situated with access to the backyard. The first-floor bedroom provides comfort and ease of single level living with the bonus of a spacious walk in closet. Full bath on the first floor. The two additional bedrooms upstairs offer ample space for guests, a home office, or endless opportunities! Wonderfully maintained home, with many updates throughout recent years. Upgrades such as central air, in ground lawn sprinklers, new boiler, and hardwood floors throughout, all add to modern convenience. Full basement ideal for storage or potential for more. The detached 2-car garage adds extra convenience and storage options. Outside, you will discover a meticulously landscaped property boasting a large backyard that is perfect for outdoor gatherings, gardening, a possible pool, or simply enjoying the peaceful surroundings. Enjoy the peace and quiet on your lovely back patio, with perfect indoor and outdoor flow from the kitchen. Located in the beautiful town of Jamesport, you'll have easy access to local vineyards and a delightful array of restaurants, showcasing everything the North Fork has to offer. With multiple bay beaches nearby, you can enjoy sun-soaked days by the water, making this location ideal for both relaxation and recreation. Just a short distance into town for local eateries, coffee, or jitney stop. This property is ready to welcome its new owners, offering a wonderful opportunity to embrace the charm of Jamesport. Don't miss your chance to make this delightful home your own!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $735 | $735 | $735 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,360 | $4,248 | $5,390 |
Total Monthly Payment | $5,187 | $5,075 | $6,217 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.