The Scenic Hamlet of Garrison in Putnam Valley has long been a refuge from the city with its never ending natural beauty, serenity, and cultural hub for many non-profits. It's the perfect gateway town to all the Hudson Valley has to offer with amazing access to New York City. And now you can build your dream home in this sought after town where inventory of existing homes is sparse. Situated on Rt 9D - this 60. 66 parcel of land consists of 6 acres with full board of health approval to build up to two homes or a home and studio or office while the remaining 54. 5 acres are protected with a conservation easement to the Hudson Highland Land Trust. Your mountainous backyard is a wooded haven to hike and explore. You can even catch up to the Appalachian trail or the beautiful trails of Manitoga and Anthony's Nose - without ever getting in your car. There is a beautiful babbling brook which is so meditative and rock deposits that look perfectly curated. And with western exposure you would catch the most beautiful sunlight all afternoon, not to mention those sunsets over the Hudson River. The property is 5 minutes from the Garrison Train Station, The Philipstown Depot, Dolly's Restaurant, the Garrison School, The Garrison Library and the Bear Mountain Bridge. 10 minutes Cold Spring and 20 minutes to Beacon. Garrison is just 50 miles north of the George Washington Bridge. There is an additional 2. 89 acre lot available which would give you the ability to build a third home. Check out MLS#6291864 On the Map that lot is #1 and the lots for this sale are #2 - #7
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,183 | $2,127 | $2,699 |
Total Monthly Payment | $2,258 | $2,202 | $2,774 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.