Spartanburg West Side, 2023, 1 story, 1533 square feet, 3 bedroom, 2 bath, all appliances remain including refrigerator, washer & dryer with $30, 000 in builder upgrades plus an additional $15, 000 in owner upgrades. SK Builders popular Maddison plan features 9 ft smooth ceilings and cathedral ceiling in family room, natural gas fireplace w/logs, neutral granite in kitchen & baths, large pantry. Private owner suite at back of house with large walk-in closet and master bath features double sinks, garden tub and large tile shower. Walk-in closets in 2nd & 3rd bedrooms with additional closets. Builder upgrades that include tile shower in master bath, upgraded appliances, gas cooktop and oven, soft close cabinets and farm house sink in kitchen & upgraded LVP flooring. Owner upgrades include accent wall in dining, screened porch with shades, stamped concrete patio, upgraded ceiling fans, upgraded fixtures and extensive landscaping. The garage is 2-car with remotes & utility sink, yard has irrigation in front & back and you retain the balance of builder warranty. Great location minutes to Westgate Mall area, downtown Spartanburg, Duncan, I-26, I-85. All furniture is available for sale. Must be pre-approved, show proof of funds.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $11 | $11 | $11 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,596 | $1,595 | $2,023 |
Total Monthly Payment | $1,682 | $1,681 | $2,109 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.