Presented byDenise & Vinny Curcio - Team Curcio |
Nestled in the heart of Stratford's desirable Lordship neighborhood, this charming home embodies the welcoming atmosphere of a bygone era. In Lordship, you'll find kids playing in the streets, neighbors gathering for block parties, & a corner store where you can pick up essentials & enjoy a scoop of ice cream. With its scenic coastline and convenient access to urban amenities, this community blends peaceful suburban living with a vibrant, friendly spirit. Lovingly maintained by the same owner for 60 years, this home presents one-level living with a spacious, sunlit layout. The living room, complete with a gas log fireplace for those cozy evenings flows seamlessly into the kitchen with dining area. Hardwood floors through most of the home add warmth & character. A versatile Office/Den, featuring vaulted ceilings, a skylight, & sliders to the deck, provides the option to easily convert into a 3rd bedroom. Additional features include an enclosed sunroom with skylights, offering a space for relaxation and extended living space. A finished recreation room in the lower level with a bar provides almost another 500 sq ft of living to the main level. Unfinished lower level also features a dedicated workshop area, laundry and storage. With updates such as a newer furnace, roof, skylights, hot water heater as well as a golf cart shed which is an essential for Lordship living - this property is move-in ready! A 2-car detached garage provides extra convenience just steps from the home. Outside, the large, level backyard invites gatherings, play, & gardens. Embrace the community vibe and enjoy strolls along the beach, dining at local restaurants, and year-round community events in this picturesque beach-side community. Welcome home to Lordship!
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Den | Skylight,Sliders,Hardwood Floor | Main |
Eat-In Kitchen | Skylight,Dining Area,Engineered Wood Floor | Main |
Family Room | Wall/Wall Carpet | Lower |
Living Room | Ceiling Fan,Gas Log Fireplace | Main |
Primary Bedroom | Hardwood Floor | Main |
Sun Room | Skylight | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $695 | $695 | $695 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,456 | $2,393 | $3,087 |
Total Monthly Payment | $3,226 | $3,163 | $3,857 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.