Charming North Fork Retreat with Dual Living Spaces. Discover this serene property tucked away near the stunning Long Island Sound and Breakwater Beach, offering the ultimate in privacy and tranquility. Nestled into the landscape and surrounded by lush trees, this unique home feels like your own secluded sanctuary. The property features two separate living spaces, ideal for multi-generational living or guest accommodations. Downstairs offers a living room with a wood burning fireplace, eat-in-kitchen, 2 bedrooms, 1. 5 full bath, and home office. Upstairs offers a large living and dining area with sliders out to a deck, eat in kitchen with white cabinetry, and peek-a-boo views of the Long Island Sound over your kitchen sink, 2 bedrooms and a full bath. Each space has a cozy and inviting atmosphere. Warm wood accents, large windows, and earthy tones harmonize with the outdoor surroundings, making this home perfect for those who appreciate nature. Whether you're relaxing on the deck or enjoying a walk down the beach, you'll be immersed in the beauty of the North Fork. Perfect for a peaceful retreat or year-round living, this property offers both comfort and convenience just moments from local wineries, beaches, and quaint villages. A great find in one of Long Island's most sought-after areas-don't miss the opportunity to make this hidden gem your own! No representation for legal apartment and seller not obtaining.
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Our Executive Mortgage Banker:
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$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $652 | $652 | $652 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,248 | $5,390 |
Total Monthly Payment | $4,997 | $4,992 | $6,134 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.