Lovely McNeil Built colonial with gleaming, hardwood floors throughout! Just across from the Mill River Country Club, this home's location is unbeatable, with quick access to shops and restaurants. McNeil is known quality construction with fun architectural details and this home does not disappoint! Beautiful floors and pretty archways. He also adds a smaller bedroom halfway up the stairs, so the primary bedroom can be more spacious. Living room that opens up to a dining area creates a great space for relaxation and entertaining. The newly updated kitchen boasts granite counters, new flooring, stainless refrigerator, dishwasher and older, gas stove. Enjoy summer breezes in the 4 season sunroom with electric heat and original, louvred windows. A full bath completes this floor. Upstairs find 2 larger bedrooms and one smaller, all with hardwood floors, and another full bath. Plenty of options wait for you in the dry basement. Smaller, one car, attached garage and a two car, detached garage that needs new doors and some TLC. New roof, new Anderson windows, newly finished hardwood throughout. Deep, pretty, private grounds, perfect for gatherings and connection. City water and city sewers. The heavy lifting is done; a little TLC and this well built gem will shine!
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Hardwood Floor | Upper |
Bedroom 2 | Hardwood Floor | Upper |
Dining Room | Ceiling Fan,Hardwood Floor | Main |
Family Room | Ceiling Fan | Main |
Kitchen | Remodeled,Granite Counters,Laminate Floor | Main |
Living Room | Hardwood Floor | Main |
Primary Bedroom | Ceiling Fan,Hardwood Floor | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $344,000 | $344,000 | $344,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $555 | $555 | $555 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,347 | $2,286 | $2,950 |
Total Monthly Payment | $2,977 | $2,916 | $3,580 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.