Welcome to 97 Oak Street. This charming 3 bedroom two and a half bath raised ranch is nestled in a quiet established neighborhood that is located within a short distance to downtown Southington. This home features a classic exterior and a new two tier Trex deck that is perfect for large outdoor gatherings. When you enter inside, you will find large windows with lots of sunlight and an open concept living, dining, kitchen area with gleaming hardwood floors. This area gives a timeless feel to the home. The kitchen has a pantry for all your kitchen storage needs. Sliders are off the dining room for easy access to the backyard. The three bedrooms, include a master suite with its own full bath, and walk in closet. The other two well-appointed bedrooms and an additional full bath complete the upper level. The lower level has a generous family room/ multi-purpose room for additional entertaining. A half bath and laundry room along with additional storage space and an oversized garage complete this floor. This home also features a two-car attached garage, central air, gas, Nest Thermostat for energy efficiency, and a radon mitigation system. There is nothing to do to do but move right in. This raised ranch combines the charm of an older neighborhood with all the conveniences of a modern home. Make 97 Oak Street your next home.
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet | Upper |
Bedroom 2 | Wall/Wall Carpet | Upper |
Dining Room | Hardwood Floor | Upper |
Family Room | Wall/Wall Carpet | Lower |
Full Bath | Granite Counters,Tile Floor | Upper |
Half Bath | Tile Floor | Lower |
Kitchen | Granite Counters,Hardwood Floor | Upper |
Living Room | Hardwood Floor | Upper |
Primary Bedroom | Full Bath | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,920 | $327,920 | $327,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $529 | $529 | $529 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,237 | $2,100 | $2,723 |
Total Monthly Payment | $2,841 | $2,704 | $3,327 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.