Rare opportunity to own a waterfront home in the Groton Ridge Heights neighborhood. Your own nature oasis an hour from Boston with a stunning lake view that has to be seen to believe. This property is a true gem with its own private cove and dock on Knops Pond/Lost Lake, consisting of two interconnected basins that make up approx. 224 acres of waterbody for fishing, boating, water-skiing and swimming. Private cove is regularly visited by herons, swans, ducks, turtles and occasionally an otter. Lost Lake is home to bald eagles. This 4 BD 2 BA home is great for entertaining inside and out! The main floor is open concept with nice flow through the dining, kitchen and step-down family room with high ceilings and picturesque water views plus 1st floor bedroom, full bath and mudroom w/washer & dryer. The kitchen features a walk-in pantry, SS appliances (5 burner gas range), granite countertops w/breakfast bar.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Laminate, Lighting - Overhead | 17.0 x 9.6 | First |
Bedroom 3 | Ceiling Fan(s), Closet | 13.8 x 11.5 | Basement |
Bedroom 4 | Ceiling Fan(s), Closet | 11.0 x 9.3 | Basement |
Dining Room | Flooring - Hardwood, Open Floorplan | 13.6 x 14.5 | First |
Kitchen | Flooring - Hardwood, Pantry, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Cabinets - Upgraded, Exterior Access, Open Floorplan, Recessed Lighting, Slider, Stainless Steel Appliances, Storage, Gas Stove, Lighting - Pendant | 20.0 x 8.2 | Main,First |
Living Room | Flooring - Hardwood, Window(s) - Picture, Recessed Lighting | 24.0 x 9.4 | First |
Master Bedroom | Closet/Cabinets - Custom Built, Flooring - Laminate, Lighting - Overhead | 23.0 x 13.7 | Second |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $700,000 | $700,000 | $700,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $952 | $952 | $952 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,920 | $4,253 | $5,766 |
Total Monthly Payment | $4,964 | $5,297 | $6,810 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.