Come live and love the Village of Philmont where dining, shopping and outdoor adventure is all in one location! On the market for the first time in over 25 years, this raised ranch offers not only a spacious 4-bedroom, 2-bathroom main house, but also a separate tenant mobile home with 2 bedrooms and 2 bathrooms, perfect for rental income or multigenerational living. Set on a total of 0. 83 acres, the property also includes an additional building lot, presenting a rare development opportunity in the village. The main home boasts an inviting layout with a large living area, eat in kitchen, and ample natural light throughout. The additional home on the property offers single level living with its own parking and the potential of $24, 000/yr income. The detached garage provides convenient parking and extra storage space. Located just two minutes from the Taconic State Parkway, commuting is a breeze, and you'll love being only 15 minutes away from the vibrant City of Hudson. Whether you're looking for a place to call home or an investment property, this versatile estate offers endless possibilities in a peaceful village setting. Don't miss this rare opportunity!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,757 | $2,653 | $3,367 |
Total Monthly Payment | $2,832 | $2,728 | $3,442 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.