Rare One of a Kind Luxurious Waterfront Legal Two-Family Home in Bayville with Expansive Private Beach! Tucked away at the end of a serene cul-de-sac on the Long Island Sound, this extraordinary two-family, 5-bedroom, 2-bath waterfront home offers a rare opportunity in the highly sought-after Bayville beach community. With just over 105 feet of privately owned beachfront, largest in the area, this property is a rare and perfect oasis for tranquil, beachside living, only 45 min from Manhattan, bring the Hamptons to Nassau! The main floor, with entertainers open floor plan boasts a beautifully designed gourmet eat-in kitchen with substantial island, vaulted ceilings, skylights, radiant heated floors and balcony to enjoy a morning cup of coffee overlooking your private beach. The adjacent dining area opens into a sun-filled living room with breathtaking panoramic views of the Long Island Sound through the wall of windows and complemented by soaring ceilings which flood the space with natural light. This level also includes three spacious bedrooms and a modern full bath, creating the ideal layout for comfort and luxury. The lower level, which can function as a separate living space, offers two additional bedrooms, a fully updated eat-in kitchen with radiant floors, and a cozy living room complete with a fireplace and sliders that open to a covered patio. Step directly onto your own private beach from this floor, ideal for relaxed waterfront living. With several decks perfect for outdoor dining and entertaining, this home provides an unparalleled setting to enjoy magnificent sunsets over the water. This waterfront gem in Bayville offers an exceptional combination of luxury, privacy, and natural beauty with direct beach access for unparalleled waterfront living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,996,000 | $1,996,000 | $1,996,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,741 | $1,741 | $1,741 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $11,333 | $12,452 | $16,709 |
Total Monthly Payment | $13,199 | $14,318 | $18,575 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.