Move in ready home in the sought after Ridgeville Crossing neighborhood. This 4 bed/2. 5 bath home features and open concept floor plan, private home office and great outdoor living space! Inside you will find the private office at the front of the home behind double French doors. This room would also make a great dining area, first floor playroom, or a second den space! The spacious foyer leads you to the large living room with gas log fireplace that opens seamlessly to the kitchen featuring a custom backsplash, granite countertops, stainless steel appliances, pantry closet, and a step-down island with room for serving and dining! Off the living area is access to the fenced in backyard and covered porch. Rounding out the first floor is a half bath for guests. As you make your way to the second floor you will find a large landing area with room for a reading nook or a bookshelf that displays all of your favorite things. There are three spacious secondary bedrooms that share a hall bath with a tub/shower combo. The primary bedroom boasts plenty of space for a king size bed as well as a walk in closet and attached bath with dual sinks, garden tub, separate shower, and linen closet. The walk in laundry room is also on the second floor for added convenience. You will love the outside living space as it boasts a large fully fenced backyard with plenty of space for spending time with family and friends, a storage building for all your outdoor tools, and a large, covered porch that is ideal for everything from grilling and cheering on your favorite team on Saturday to enjoying a morning cup of coffee or a glass of wine after dinner. Ridgeville Crossing has a strong amenity package including a pool and clubhouse and is located just minutes from charming downtown Inman where you will find quaint shops, local restaurants, parades and the popular Market on the Mill! 913 Knoll Ridge Lane is ready and waiting for YOU!
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$355,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $284,000 | $284,000 | $284,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $129 | $129 | $129 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,889 | $1,888 | $2,395 |
Total Monthly Payment | $2,093 | $2,092 | $2,599 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.