Welcome home to this beautiful 2-bedroom, 2-bathroom (plus den/flex space!) home, located in the highly sought-after Terra Vista at Citrus Hills community. Featuring recently updated kitchen and bathroom cabinetry, this low-maintenance home sits on an oversized lot and offers a desirable side-load garage. A shared west-side easement provides additional space between neighboring homes, and the property boasts no rear neighbors for added privacy. The interior features a bright, open floor plan with split bedrooms and a dedicated den/flex space, perfect for an office or extra living space. The living room showcases a unique wall niche, ideal for displaying a TV, books, artwork, or collectibles. Neutral vinyl plank flooring flows throughout the home. The combined living and dining areas are perfect for simple, relaxed living, while the kitchen, which overlooks the main living space, is separated by a breakfast bar, offering an ideal spot for entertaining guests. The spacious primary bedroom includes two walk-in closets and a private ensuite bathroom with a walk-in shower. The guest bedroom is next to a convenient hall bath. A large screened lanai in the rear offers a tranquil view of the shaded backyard and features triple sliding doors that fully pocket, creating a seamless indoor-outdoor living experience. Additional highlights include a generous laundry room, which connects to the oversized 2. 5-car side-load garage via a pocket door. The garage not only accommodates two vehicles and a golf cart but also features an air-conditioned room that could be used as storage, a craft room, or a workshop. The garage is complete with a utility sink and direct access to the backyard. Recent upgrades include a new HVAC system installed in 2021 and an exterior repaint by the HOA in 2023. This meticulously maintained property offers an unparalleled opportunity to enjoy the ultimate Florida lifestyle in one of the state's premier master-planned communities. Residents enjoy access to three exclusive restaurants, cutting-edge fitness centers, a private spa, pools, and much more. Schedule a tour today and discover your perfect Florida retreat!
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $253 | $253 | $253 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,861 | $2,401 |
Total Monthly Payment | $2,191 | $2,189 | $2,729 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.