Affectionately referred to as "The Farmhouse, " this condo is a unique opportunity to live in the heart of Topsfield Village! Step inside and enjoy the 19th century charm and wide pine floors. Downstairs features a cozy living room, den/flex space, and updated eat-in kitchen leading to a shared laundry room and back patio. Upstairs, a quaint bedroom and bathroom complete the home. Think you need to sacrifice your outdoor lifestyle to live in a condo? Not here! The Farmhouse boasts appx. 1/2 acre of fully fenced yard, including mature trees, patio, and gardens. Detached shed with office/studio potential in progress. Close proximity to Rte 1 and 95 for commuting and a short distance to Topsfield's charming downtown, Masconomet Middle/High Regional Award-Winning schools, rail trail, Hood's Pond, Bradley State Palmer Park and more. The perfect opportunity to live in an incredible community!
Type | Level |
---|---|
Kitchen | First |
Living Room | First |
Master Bedroom | Second |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $298 | $298 | $298 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,910 | $1,792 | $2,324 |
Total Monthly Payment | $2,283 | $2,165 | $2,697 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.