Renovated and well-maintained semi-detached legal 2-family home in the heart of Oakland Gardens, Bayside. This spacious and bright home offers two floors, both with 2 bedrooms, 1 full bathroom, living room, dining room, and kitchen. The full finished basement with a separate back entrance adds even more living space and flexibility. Each unit is equipped with separate boilers and furnaces. The first-floor unit was renovated in 2023, while the second floor was updated in 2019, featuring new doors and fresh paint. The roof is under 5 years old, and the first-floor unit has a new water heater (2022). Energy-efficient new washer and dryer (2023) and five brand-new split AC units were installed in 2023. The property also boasts updated electric wiring with a 200-amp service. The property also features a double garage and a long driveway that can accommodate up to 5 cars. Situated in a peaceful and quiet neighborhood, it provides easy access to major highways, restaurants, retail shops and parks, making it a convenient and highly desirable location. This is a must-see home that won't last long!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,160,000 | $1,160,000 | $1,160,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $918 | $918 | $918 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,586 | $7,237 | $9,711 |
Total Monthly Payment | $7,629 | $8,280 | $10,754 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.