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471 Pearl Ridge Place, Spartanburg, SC, 29302 | $188,900
This well-maintained townhome has many possibilities! Located on a cul-de-sac that is very private and quiet and the side backs up to a non-buildable acreage. Minutes to all your shopping, schools, and downtown area. This townhome has cathedral ceilings, 2 bedrooms, and 2 full baths. The living room area has a fireplace with gas logs, and spacious kitchens with everything you need at your fingertips. All the appliances will remain. Very nice breakfast area that overlooks the screened porch to enjoy your morning coffee looking at the natural setting. The master bedroom has 2 closets, one large walk-in closet with a shelf and dresser which will remain. The master bath has a walk-in shower and a nice-sized vanity. The other bedroom has a large walk-in closet, and one full bath that services this bedroom, and guest has a tub/shower combination and large vanity. This would be perfect for an Airbnb for all those investors looking for rental property. This property has an exceptionally reasonable HOA fee of 240 a year. Updated light fixtures, new premium carpet in the bedrooms also the Washer and dryer remain. The gutters have gutter guards on them, and all pipes in the attic are weather sealed with extra insulation, very economical to heat and cool.
Features
- Amenities: Common Areas, Street Lights
- Bedrooms: 2
- Baths: 2 full
- Laundry: 1st Floor, Laundry Closet, Electric Dryer Hookup, Washer Hookup
- Style: Charleston
- Year Built: 1997
- Heating: Forced Air
- Cooling: Central Air, Electric
- Basement: None
- Acreage: 0.15
- Est. Taxes: $810
- HOA Fee: $240 Annually
- Lot Desc: 1/2 Acre or Less, Corner Lot, Few Trees, Wooded
- Elem. School: Ep Todd
- Middle School: Carver
- High School: Spartanburg
- Appliances: Down Draft, Dishwasher, Disposal, Dryer, Refrigerator, Washer, Electric Oven, Microwave, Gas Water Heater
- MLS#: 1539192
- Days on Market: 36 days
- Website: https://www.raveis.com
/prop/1539192/471pearlridgeplace_spartanburg_sc?source=qrflyer
Listing courtesy of Coldwell Banker Caine Real Est Phone: 864-585-8713
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
471 Pearl Ridge Place, Spartanburg, SC, 29302
$188,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $151,120 | $151,120 | $151,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
| Monthly Tax Payment | $68 | $68 | $68 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,031 | $1,004 | $1,274 |
| Total Monthly Payment | $1,174 | $1,147 | $1,417 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484