Classic Cape Cod house nestled in Ulster County on Ulsterville Rd. This 3 bedroom, 1. 5 bath home has been in the same loving family for many decades. Front enclosed porch invites you into this home that is just waiting to be updated. Hardwood floors and beautiful hardwood trim adorn this home and remind you of how well built these pre-war homes are. Efficient floor plan large living room, den, bedroom, half bath, full bath and large kitchen all on the first floor. Up the stairs are 2 bedrooms. Off the kitchen is a pantry and door that leads you to a porch to the driveway and a large two car garage. The property is beautiful and the driveway is large enough for multiple vehicles. Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 1 Car Detached, Appliances: Electric Water Heater ConstructionDescription: Aluminum Siding,
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $270,000 | $270,000 | $270,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $417 | $417 | $417 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,796 | $1,795 | $2,277 |
Total Monthly Payment | $2,288 | $2,287 | $2,769 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.