Welcome to this spacious 4-bedrm, 1. 5-bth home with 2, 352 sq. ft. of living area tucked into a quiet neighborhood only minutes from downtown Westfield. The charming wrap around front porch greets you warmly. A front entry space leads to the eat-in kitchen, which flows seamlessly into the dining & living areas. The star of the main level is the wide open living space, w/ plenty of room for relaxation or entertaining, a pellet stove & access to your exterior space. Upstairs, 4 bedrooms provide ample space for everyone in the household (potential to convert to 5-bedroom), plus 2 bonus areas ready for your ideas - office? walk-in closet? 2nd fl laundry? Full basement, & 2-car tandem garage = tons of additional space. Outdoor area is sure to be a favorite spot, with expansive deck overlooking a large, fenced yard, complete with an above-ground pool. Fantastic location offers easy access to local schools, parks, shopping, and dining.
Type | Description | Level |
---|---|---|
Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Stone/Ceramic Tile, Lighting - Overhead | Second |
Bedroom 3 | Ceiling Fan(s), Closet, Flooring - Stone/Ceramic Tile, Lighting - Overhead | Second |
Bedroom 4 | Closet, Flooring - Stone/Ceramic Tile, Lighting - Overhead | Second |
Dining Room | Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Recessed Lighting | First |
Kitchen | Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Dining Area, Gas Stove | First |
Living Room | Wood / Coal / Pellet Stove, Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Window(s) - Picture, Exterior Access, Recessed Lighting, Slider | First |
Master Bedroom | Ceiling Fan(s), Closet, Flooring - Stone/Ceramic Tile, Lighting - Overhead | Second |
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Our Executive Mortgage Banker:
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$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $363 | $363 | $363 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,943 | $1,941 | $2,462 |
Total Monthly Payment | $2,381 | $2,379 | $2,900 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.