Welcome to your dream home in the heart of Fort Montgomery! This delightful three-bedroom, two-bath cottage has been thoughtfully updated and freshly painted, ready for you to move right in. Step inside to discover a spacious and inviting open kitchen and living room, perfect for entertaining and family gatherings. The beautiful master suite offers a serene retreat, while an additional full bath adds convenience for guests and family alike. This property also boasts a full-service guest cottage with its own meter, providing extra space (approx 500sf) for visitors or potential recreational space. Set on almost half an acre of land, you'll enjoy ample outdoor space for relaxation and recreation. Recent updates include a new roof, new doors, as well as young appliances, granite and some flooring ensuring peace of mind for years to come. Perfectly situated just minutes from the United States Military Academy at West Point, this charming cottage serves as an ideal weekend retreat or part-time home. You'll love being directly across the river from the Garrison train station, making commuting a breeze. Explore the charming walking paths and historic towns throughout the area, all adding to the appeal of this Hudson Valley haven. Don't miss this rare opportunity to own a piece of tranquility in the picturesque Hudson Valley schedule your showing today! Additional Information: Amenities: Guest Quarters, Storage, HeatingFuel: Oil Above Ground, Appliances: Electric Water Heater
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$390,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $312,000 | $312,000 | $312,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $644 | $644 | $644 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,076 | $2,050 | $2,631 |
Total Monthly Payment | $2,795 | $2,769 | $3,350 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.