Calling all investors and multi-family home seekers! This well-maintained, spacious 2-family residence offers an excellent opportunity to own a piece of Waterbury real estate. Multi-family living: Perfect for owner-occupants or investors seeking rental income. Situated in a desirable neighborhood close to Woodrow Wilson Elementary School (0. 1 mi) and convenient access to Wallace Middle School (2. 6 mi) and Crosby High School (2. 6 mi). Boasting 2, 009 sq ft of living space across two units, this property offers ample room for comfortable living. Built in 1957, this two-story brick building features a full finish basement and forced hot water heating. Investment potential: With a strong rental market in Waterbury, this property has the potential to generate significant rental income. 4 bedrooms and 2 bathrooms spread across the two units & the Basement completely finished. Public utilities (electric, water, sewer). BOM DUE TO BUYER NOT BEING ABLE TO PREFORM
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $637 | $637 | $637 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,122 | $2,692 |
Total Monthly Payment | $2,836 | $2,834 | $3,404 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.