Welcome to 12 Karen Road, a charming ranch-style home nestled on nearly an acre of level land in the serene city of Danbury. This well-maintained residence features 3 spacious bedrooms and 1. 5 baths within 1, 254 square feet of comfortable living space, making it an ideal retreat for families or those seeking single-level convenience. Built in 1955, this home exudes character while offering modern amenities. The living area is filled with natural light and features a cozy fireplace, perfect for chilly evenings. The dining area and kitchen are separate, providing functionality and space for family gatherings. Step outside to discover a large backyard featuring a magnificent tree, perfect for hanging a swing to enjoy hours of outdoor fun. The expansive lot invites you to embrace outdoor activities, gardening, or simply relaxing in the fresh air. Plus, you'll appreciate the additional storage options available in the basement and the shed in the backyard. Conveniently located just down the street from a local school, 12 Karen Road combines the charm of suburban living with easy access to educational facilities, parks, and other amenities. Don't miss the opportunity to make this lovely house your new home!
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Main |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,920 | $295,920 | $295,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $448 | $448 | $448 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,019 | $1,895 | $2,457 |
Total Monthly Payment | $2,542 | $2,418 | $2,980 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.