LOCATION, LOCATION, LOCATION! Nestled at the end of a quiet cul-de-sac and adjacent to Hansen State Park, this meticulously maintained and updated raised ranch offers unparalleled privacy. This is the first time this home has been on the market in over 45 years! As you step inside, you'll be greeted by gleaming hardwood floors that flow throughout the main level. Ascend the stairs to discover a chef's kitchen, fully updated in 2012, featuring modern white cabinetry, a spacious center island with seating for four, stainless steel appliances, granite countertops, a stylish tiled backsplash, crown molding, a pantry, and three elegant pendant lights above the island. The kitchen seamlessly connects to the dining room, sunroom, and living room, creating an inviting space for entertaining. Down the hall, you'll find three generously sized bedrooms and an updated full bathroom. The lower level boasts a large family room complete with a stone fireplace and access to a screened-in patio at the rear of the house. On the opposite side of the lower level, you'll discover a fourth bedroom, a full bathroom, and a potential in-law suite featuring a kitchen, living room, and dining area, all with separate entrances from both the front and back of the home. Recent updates to the home include new central air conditioning installed in 2012, which services only the upper level, as it was not necessary for the lower level. A new roof was added in July 2017, and the kitchen was updated in 2012. The dishwasher, refrigerator, and microwave are all just three years old. The main level bathroom was renovated in 2010, and the washer and dryer are only one year old. The fireplace flue was replaced in 2009 but has not been used since then. Additionally, a leaf guard system was installed in 2020. The well water has been tested annually, and the results will be available in the binder at the house. Please note that the sale is subject to the seller's purchase clearing probate. For more details, feel free to reach out. While the home is located in a flood zone, the seller has not experienced any water issues since 1996, following the Army Corps of Engineers' remediation of the Muddy River, which runs behind the property.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Ceiling Fan,Hardwood Floor | 11.0 x 14.1 | Main |
Bedroom 2 | Ceiling Fan,Hardwood Floor | 11.0 x 12.0 | Main |
Bedroom 3 | Wall/Wall Carpet | 11.4 x 13.0 | Lower |
Dining Room | Hardwood Floor | 12.0 x 11.0 | Main |
Family Room | Fireplace,Engineered Wood Floor | 12.0 x 23.6 | Lower |
Living Room | Bay/Bow Window,Hardwood Floor | 13.4 x 16.9 | Main |
Primary Bedroom | Ceiling Fan,Hardwood Floor | 11.8 x 14.1 | Main |
Rec/Play Room | Wall/Wall Carpet | 11.4 x 23.2 | Lower |
Sun Room | Skylight,Ceiling Fan,French Doors,Tile Floor | 16.0 x 17.4 | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $653 | $653 | $653 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,669 | $2,505 | $3,249 |
Total Monthly Payment | $3,396 | $3,232 | $3,976 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.