Attention first time homebuyers or anyone looking to downsize. . . this charming, well taken care of 3-bedroom, 1 bathroom ranch is the perfect opportunity to move in and update at your own pace and earn some sweat equity along the way. This home features a nice sized living room with hardwood floors under carpet, a big, beautiful bow window to welcome plenty of natural light. Adjacent to the living room an eat in kitchen with convenient access to level backyard. Down the hall there are 3 spacious bedrooms and a full bathroom with tub and ceramic tile wall. There is a full basement with big potential for someone to finish in the future or anyone needing extra storage. Welcome to West Shore - "Miles of Shore and So Much More" Blocks of sandy beaches, restaurants, playgrounds, ball parks and minutes to West Haven train station and interstate highways. Don't miss this great opportunity to own so close to the beach and under $300K!
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Main |
Eat-In Kitchen | Main |
Living Room | Main |
Primary Bedroom | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,920 | $215,920 | $215,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $437 | $437 | $437 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,473 | $1,435 | $1,851 |
Total Monthly Payment | $1,985 | $1,947 | $2,363 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.