WHAT DID YOU SAY? THERE’S NO WAY YOU CAN HARVEST YOUR OWN FRUIT AND LIVE ONLY 1. 3 MILES FROM INTERSTATE 85! YES THERE IS! This LIGHT & BRIGHT, 2022, LOW MAINTENANCE HOME comes with ZERO RESTRICTIONS and is centrally located between Interstate 85 and Hwy 29. Have you always wanted CHICKENS? Well now you can have a flock of them!! Along with a 12x8 OUTBUILDING to keep your livestock/garden supplies in. Sitting on a large 0. 68 acre lot with partial parameter wood fencing and 12x12 covered back patio. Extended gravel drive that leads to a CONCRETE RV PARKING PAD just waiting for your RV! Lovely open & split floorplan featuring luxury vinyl plank flooring throughout the main living areas and carpet in all the bedrooms and FROG. The eat-in Kitchen offers a center breakfast/serving island, pantry closet and includes the French door refrigerator with bottom freezer & water/ice maker. The laundry room is just off the kitchen. Nice size owner’s suite with stunning trey ceiling features a MASSIVE WALK-IN CLOSET and full bath with double vanity sink, water closet, tub/shower and open shelving for linens. The other two bedrooms are on the opposite side of the house with a full bath to share. The upstairs FROG gives you extra space for an office, gym or play/game room. The fruit trees include the following: 8 apple trees, 2 peach trees, 2 pear trees, 2 grape bushes, 3 banana trees, 2 fig trees, 2 crabapple trees, blueberry bushes and raspberry bushes. Come and take a walk around with your Realtor and have the checkbook ready to make this your home!
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Our Executive Mortgage Banker:
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$389,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,600 | $311,600 | $311,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $199 | $199 | $199 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,073 | $2,071 | $2,628 |
Total Monthly Payment | $2,347 | $2,345 | $2,902 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.