Welcome to this desirable 3-bedroom, 2-bath ranch-style home, thoughtfully updated with modern features throughout. Recent upgrades include a new roof, repointed chimney, new hot water tank, and partial new flooring. On the main level, you'll find a spacious kitchen with ample cabinet space, a formal dining room, a cozy living room, a full bath, and 2 bedrooms, including the primary bedroom with 2 closets. The lower level offers great in-law potential with another bedroom, full bath, laundry area, dining area (complete with cabinets, sink, and refrigerator), entertainment space, and utility room. Step outside to your large deck perfect for relaxing or hosting cookouts which overlooks a fenced-in yard with space for play and a large shed. Additional features include a 1-car garage, a whole-house gas-powered Generac generator, lawn sprinklers, and central air, ensuring year-round comfort and convenience. Plus, enjoy the potential for single-level living! Don't forget to inquire about North Providence's tax discount. We look forward to seeing you at our open house this weekend! OFFER Due Monday 7PM.
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Our Executive Mortgage Banker:
Our Insurance Division:
$409,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,200 | $327,200 | $327,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $434 | $434 | $434 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,177 | $2,175 | $2,805 |
Total Monthly Payment | $2,686 | $2,684 | $3,314 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.