On a quiet dead-end street, this inviting 4-bedroom, 2-bath home sits on 2 beautiful, level acres, offering the perfect balance of privacy, space, and opportunity. Whether you're looking for room to spread out, create a self-sufficient lifestyle, or keep animals, this property provides endless possibilities. Filled with natural light, the home features gleaming hardwood floors throughout, a cozy wood stove in the living room, and a heated front porch—perfect for enjoying all seasons. The open and connected floor plan centers around a warm, welcoming kitchen, allowing for easy flow into the dining room, sunroom, and living room, making it ideal for gatherings and family activities. The bright sunroom, just off the kitchen, boasts a tiled floor and stunning cathedral ceilings with exposed beams, creating a serene space for indoor plants or simply soaking up the sun. It also offers direct access to the expansive yard, where you'll find ample space for outdoor fun and projects. The property is truly a haven for hobbyists, gardeners, and animal lovers, featuring a chicken coop, greenhouse, multi-bay workshop, oversized 2-car garage, and additional storage sheds. A large garden area is already in place, alongside peach trees, apple trees, and blueberry bushes, making it easy to enjoy homegrown produce. Enjoy the peaceful rural lifestyle just minutes from downtown, where you can feel a world away while remaining conveniently close to town amenities.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $350,400 | $350,400 | $350,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $735 | $735 | $735 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,420 | $2,329 | $2,955 |
Total Monthly Payment | $3,230 | $3,139 | $3,765 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.