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53 Cross Road, Derby, VT, 05829 | $145,000
Quiet country oasis on 13. 5 acres of mostly wooded land with an immaculate 1997 single-wide mobile home. Measuring 14’x76’ with 1064 sq. ft. sits on a gravel pad and is serviced by an onsite drilled well & septic. Featuring a modern kitchen, spacious living room, primary bedroom en-suite with a full bath & walk-in closet, 2 additional bedrooms, an additional full bath and a laundry area. Easy maintenance with the vinyl siding, newer metal roofing and laminate & tiled flooring throughout. Additional features include a back deck/patio area, storage shed (8’x10’) and all appliances & kitchen island included (majority of the furnishings are negotiable). This is a great opportunity to enjoy year-round country living and all located only a few minute drive to town amenities. Outdoors enthusiasts will love the wooded acreage, plentiful wildlife in the area, Lake Salem within a short walking distance and nearby VAST snowmobile trail access. This is a move in ready property in the heart of Vermont's Northeast Kingdom and well worth viewing today!
Features
- Rooms: 5
- Bedrooms: 3
- Baths: 2 full
- Style: Manuf/Mobile,Single Wide
- Year Built: 1997
- Heating: Hot Air
- Cooling: None
- Approx Sq. Feet: 1,064
- Acreage: 13.5
- Est. Taxes: $2,028
- Lot Desc: Corner,Country Setting,Other,Trail/Near Trail,Wooded
- Elem. School: Derby Elementary
- Middle School: North Country Junior High
- High School: North Country Union High Sch
- School District: Orleans Essex North
- MLS#: 5017881
- Website: https://www.raveis.com
/prop/5017881/53crossroad_derby_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 10/30/2024Listing courtesy of Jim Campbell Real Estate Phone: 802-334-3400
Listing Agent: Ryan Pronto
William Raveis Family of Services
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
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Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
53 Cross Road, Derby, VT, 05829
$145,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $116,000 | $116,000 | $116,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
| Monthly Tax Payment | $169 | $169 | $169 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $801 | $771 | $978 |
| Total Monthly Payment | $1,045 | $1,015 | $1,222 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484