Very Unique commercial property listing - in a beautiful setting. 10+ Acre property with current $4500/month income stream. Property has a two story home, commercial garages, manufactured home site, small home site, and a potential for a unique rental. There are two wells and 4 septic systems on the property. There are two parcels in this listing - a 7. 31 acre parcel & a 2. 72 acre parcel. 1) Multi-Family 2- story Home currently renting 1st floor and basement apt for $1500 per month and 2cond floor for $900 per month. Total Income Currently $2400/mo 2) Grandfathered Commercial Two Bay Garage w/hydraulic lift, power, wood stove, water, & sewer. Total Income Currently $850/mo 3) Small One Bay Garage has power, water, sewer, wood stove Total Income Currently $300/mo 4) Camper site on property power, water/sewer hookup Total Income Currently $450/mo 5) Current Mobile Home on property no rental Income -Potential Income $1400 / mo Power, Water, & sewer to the site 6) Tiny House on slab (home to be removed) Slab with power, well, & septic Total Income Currently $600/mo 7) Boat / potential income with renovations
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $574 | $574 | $574 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,460 | $3,456 | $4,385 |
Total Monthly Payment | $4,126 | $4,122 | $5,051 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.