Floor plan and 3-D walk-through are posted. Adorable is the perfect word to describe this beautiful 3-bedroom, 2-bath home in the heart of Pelzer nestled in between the railroad and the Saluda River; in fact, a public boat launch is just at the bottom of the hill for fishing or kayaking. This home is perfectly set up; whether you are downsizing or starting out, we got you covered. This home is only one of four on the street. All other homes are vacant and have just passed to the next generation as they were all in the family and will now start renovations. This home is move-in ready; as soon as you drive up, you know you are going to be impressed. A nicely manicured yard features a nice-sized covered porch. When the leaves are off the trees, you can see the river from the porch. Come on inside and let's take a look. Simply beautiful, nice living room with original hardwood floors, so cozy. Into the kitchen you will find brand new appliances, which do convey, to all you gas stove lovers, we got your covered. The flooring is ceramic tile, and the countertops are granite with plenty of cabinets and even a built-in pantry. Off the kitchen is a spacious, well-thought-out laundry room, excellent use of space with a built-in hamper and cabinets. There are two bedrooms downstairs. The primary is just lovely, with a beautiful built-in bookcase with mirrored double closet and more of those amazing hardwoods. The other bedroom is being used as an office because they work from home; a door could be added if need be. The main floor bath is off this bedroom, featuring upgraded cabinets, lighting, and new glass shower doors. Upstairs stairs is a really spacious loft-style bedroom featuring hardwood floors, a new ceiling fan, and a huge closet. The bathroom is so neat—a pedestal sink, a true cast iron clawfoot tub—I will say that there are kits to where you can turn this into a shower if you choose. Outback is a wooden deck great for grilling and hanging out, and check out the awesome swing. A one-car garage is conveniently located on the side of the house to enter at the back or front. The utitily shed does convey. A couple other things to mention are that the HVAC is about 2 years old, the home has a new metal roof, and a newer water heater. The best way to describe this home is picture perfect. So what are you waiting on? Give me a call. Let's get out and take a look. This is a box checker for and with the reduced interest rates and cooler temps, now is the time to make your move! Let's do it!
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NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,200 | $183,200 | $183,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $69 | $69 | $69 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,219 | $1,218 | $1,545 |
Total Monthly Payment | $1,362 | $1,361 | $1,688 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.