Make this unique 4 bedroom 2 full bath ranch/split level your new home. Originally a 3 bedroom one bath ranch house, received a 24x23 two story addition turning it into an 1816 sq ft 4 bedroom 2 full bath house with a 3 car garage. The original part of the house has a living room with a fireplace, and 3 bedrooms all with hardwood floors, eat in kitchen with a newer stainless steel refrigerator, and a full bath. There is an additional 550 sq. ft. of living space in the finished basement along with a fireplace and a wood stove, plus a 1 car garage/ work shop. The addition is on the opposite side of the house with a primary suite of 572 sq. ft. consisting of a bedroom with a slider to a 14x6 ft. deck overlook the rear yard, a full bath, walk in closet and a sitting room. Below this is a oversized 2 car garage with work bench. Home is move in ready! Easy access to rail trails and parks. Just a few minutes to Vernon circle shopping and I 84. Located in one of Vernon's hidden gem neighborhoods. House if being sold "AS IS" inspections for buyers information only
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | 9.0 x 13.0 | Main | |
Bedroom 2 | 12.0 x 12.0 | Main | |
Bedroom 3 | 10.0 x 11.0 | Main | |
Eat-In Kitchen | Eating Space | 9.0 x 19.0 | Main |
Living Room | Fireplace | 12.0 x 19.0 | Main |
Primary Bedroom | Balcony/Deck,Bedroom Suite,Full Bath | 23.0 x 24.0 | Other |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $651 | $651 | $651 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,014 | $1,890 | $2,451 |
Total Monthly Payment | $2,740 | $2,616 | $3,177 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.