Gracious Townhouse with Spacious 1st floor Primary Bedroom and Bath at "The Oaks". The Georgian Style Homes are privately located, with lovely landscaping, and convenient to Shopping, Library, Schools, and Transportation. Large Open Foyer with Marble Floor. Gracious Living Room with 9 1/2ft ceilings, beautiful Crown Molding, Hardwood Floors, Fireplace and French Door access to Patio. Dining Room with great Millwork including Coffered ceiling and Wainscoting, Hardwood Floors and 9 1/2ft ceilings. Spacious and Sunny Eat-in-Kitchen with Stainless Steel Appliances, Granite Countertops, lots of cabinet space and Hardwood Floors. First floor Laundry room/Mudroom leading to the 2 car garage. Primary Bedroom and Bath are on Main Level with Coffered Ceiling and Large picture window. The Primary Bath has Double Sinks, Glassed and Marble Shower and separate bathtub. Powder Room on the 1st floor as well. Up the sweeping staircase to the 2nd level are two more Bedrooms. Both Bedrooms are oversized, one with double closets and one with a walk-in closet. They share a Jack and Jill Bathroom. Each has their own sink and vanity areas with privacy doors to the shared tub/shower and toilet area. Finishing the 2nd level is a Study/Office area with built-ins and large window. Beautiful and Private!
Type | Description | Level |
---|---|---|
Bedroom 1 | Jack & Jill Bath,Wall/Wall Carpet | Upper |
Bedroom 2 | Jack & Jill Bath,Walk-In Closet,Wall/Wall Carpet | Upper |
Dining Room | 9 ft+ Ceilings,Hardwood Floor | Main |
Eat-In Kitchen | 9 ft+ Ceilings,Granite Counters,Dining Area,Island,Hardwood Floor | Main |
Living Room | 9 ft+ Ceilings,Fireplace,Patio/Terrace,Sliders,Hardwood Floor | Main |
Primary Bedroom | 9 ft+ Ceilings,Full Bath,Stall Shower,Whirlpool Tub,Walk-In Closet,Wall/Wall Carpet | Main |
Study | Book Shelves,Wall/Wall Carpet | Upper |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $880,000 | $880,000 | $880,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $960 | $960 | $960 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,066 | $5,562 | $7,426 |
Total Monthly Payment | $6,151 | $6,647 | $8,511 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.