This ideally located 3 Bedroom Ranch style home is a fantastic opportunity for those seeking a home with potential to truly make it theirs! Featuring modern amenities such as Solar Panels with Tesla Powerwall. The Living Room boasts a brick fireplace, hardwood floors and bay window open to the Dining area also with hardwood floors. The Galley Kitchen with plenty of cabinets and workspace has access to the sun filled, spacious Family Room with handsome wood paneled ceiling and sliding doors overlooking a deck with beautiful views of a private, level backyard and pond. The Primary Bedroom and 2 additional Bedroom feature hardwood floors and have access to the spacious Full Bath. A Half Bath and Laundry Room complete the floor plan. Modern conveniences such as CA, attached 2 car garage. This property presents an incredible opportunity for those looking to make their home something truly special in a sought after area in desirable Ridgefield CT. Minutes to downtown Ridgefield with premier restaurants and wonderful shopping. Discover CT'S #1 Cultural District. Approx. 1 Hour to NYC. This is an Estate Sale. No Disclosures. Property being sold "As Is" Please text Karla with any questions.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 11.8 x 14.5 | Main |
Bedroom 2 | Hardwood Floor | 9.8 x 11.3 | Main |
Dining Room | Hardwood Floor | 8.1 x 10.1 | Main |
Family Room | Half Bath,Sliders,Engineered Wood Floor | 11.8 x 19.4 | Main |
Kitchen | Galley,Vinyl Floor | 9.8 x 11.3 | Main |
Living Room | Fireplace,Hardwood Floor | 16.1 x 28.5 | Main |
Primary Bedroom | Full Bath,Hardwood Floor | 14.1 x 17.7 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $841 | $841 | $841 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,247 | $3,164 | $4,081 |
Total Monthly Payment | $4,180 | $4,097 | $5,014 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.