|
Presented by
Adrian Cote |
30 Cottage Grove Lane, Waterbury (East Mountain), CT, 06706 | $389,000
Looking for space and tranquility? This 3 bedroom multi-dimensional Split level is waiting for you!! Giving opportunity for 2 additional bedrooms to accommodate a growing family or just some one who enjoys the extra space. Located in a well desired neighborhood on a Cul-de-sac featuring a beautifully crafted gold fish pond with peaceful sounds of running water built into your backyard. Open concept kitchen and dinning room with Corian counter tops and a breakfast bar for quick meals. Giving way to ample amounts of sun shining through each perfectly placed skylight window and efficiently heated with gas, cooled with central air, and prepared with a whole house generator. Hardwood floors throughout the home. In addition, a second kitchen is installed on the lowest level on the home giving potential for an in-law. && The roof is under 10 years old!! This house is ready for its new owner(s) to love it just as much as the previous family has.
Features
- Town: Waterbury
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full / 2 half
- Laundry: Lower Level
- Style: Split Level
- Year Built: 1958
- Garage: 1-car Under House Garage
- Heating: Hot Air
- Cooling: Central Air
- Basement: Full,Fully Finished
- Above Grade Approx. Sq. Feet: 1,592
- Acreage: 0.24
- Est. Taxes: $7,814
- Lot Desc: On Cul-De-Sac,Professionally Landscaped,Open Lot
- Elem. School: Per Board of Ed
- High School: Per Board of Ed
- Appliances: Oven/Range,Microwave,Refrigerator,Dishwasher
- MLS#: 24052118
- Days on Market: 10 days
- Buyer Broker Compensation: 2.00%
- Website: https://www.raveis.com
/raveis/24052118/30cottagegrovelane_waterbury_ct?source=qrflyer
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Half Bath,Walk-In Closet,Hardwood Floor | Upper |
| Bedroom 2 | Hardwood Floor | Upper |
| Den | Ceiling Fan,Hardwood Floor | Upper |
| Dining Room | Skylight,Sliders,Hardwood Floor | Main |
| Kitchen | Skylight,Breakfast Bar,Ceiling Fan,Corian Counters,Hardwood Floor | Main |
| Living Room | Bay/Bow Window,Fireplace,Wall/Wall Carpet | Main |
| Other | Lower | |
| Primary Bedroom | Wall/Wall Carpet | Upper |
| Rec/Play Room | Lower |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Adrian CoteSales Associate
203.217.7720
Adrian.Cote@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Richard CannavaroVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 89074
203.605.5576
Rick.Cannavaro@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Brian KellyInsurance Sales Director, William Raveis Insurance
860.655.6934
Brian.Kelly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
30 Cottage Grove Lane, Waterbury (East Mountain), CT, 06706
$389,000
Adrian Cote
Sales Associate
William Raveis Real Estate
Phone: 203.217.7720
Adrian.Cote@raveis.com
Richard Cannavaro
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.605.5576
Rick.Cannavaro@raveis.com
NMLS Mortgage Loan Originator ID 89074
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $311,200 | $311,200 | $311,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
| Monthly Tax Payment | $651 | $651 | $651 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,123 | $1,993 | $2,584 |
| Total Monthly Payment | $2,849 | $2,719 | $3,310 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524