A well maintained balcony split level home in Woodmere! As you enter, you are greeted with an abundance of sunshine in the living room and dining room and kitchen only 1 year old and radiant heat on the kitchen floor! The lower level features a den/rec room, bedroom and full bath offering space to sit and relax with a cozy fire and view of the yard with brand new pavers making it easy to maintain. The second level features 3 large bedrooms, one of which is the primary and private bath and laundry room as well. A finished walk up attic is a great bonus adding to more living space and so much potential for expansion. The garage has been converted to a private home office with a separate split ac and private bath. The house is equipped with a full house water filtration system, a brand new inground sprinkler system with rain sensor and wifi control. The exterior is fully fenced in with new pavers in the side and rear of the house. Low taxes and quiet location yet minutes away from shopping and LIRR and busses and of the course JFk!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,198,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $958,400 | $958,400 | $958,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,089 | $1,089 | $1,089 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,442 | $5,979 | $8,023 |
Total Monthly Payment | $6,656 | $7,193 | $9,237 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.