Price improved! Welcome to your dream retreat nestled at the end of a picturesque road, where tranquility meets convenience. This enchanting 4-bedroom, 3-bathroom log cabin is situated on an expansive 4. 62-acre parcel that gracefully borders the serene Snow Creek. A rare gem offering space and seclusion, this property boasts a large fenced-in backyard, a charming chicken coop, and an idyllic creek bottom pasture adorned with majestic hardwoods, native azaleas, and rhododendron, creating a natural paradise along the gently flowing stream. As you explore the property, you’ll discover the southern exposure that bathes the home in sunlight, providing a perfect balance of shade on the front porch during the summer afternoons and a warm embrace of winter sun on the back porch. Embrace the cozy ambiance of the main level, where a true wood-burning stone hearth fireplace beckons, inviting you to unwind and bask in its comforting glow. For high efficiency and additional warmth, the basement features a Jotul woodstove, creating a snug atmosphere during the winter months. The upper level of the cabin boasts three inviting bedrooms and two well-appointed bathrooms, including the master suite. Meanwhile, the basement hosts an additional bedroom offering versatile spaces to suit your lifestyle. Picture yourself on quiet evenings, seated on the back porch, listening to the gentle melody of the creek flowing by, surrounded by the beauty of nature. Deer and turkey, frequent visitors to this peaceful haven, provide a harmonious connection with the wildlife. Completing the picture of perfection, a detached two-car garage awaits, featuring an insulated but unfinished flex room with a separate stair entrance, ready to be transformed into the versatile space of your choosing. Opportunities like this are exceedingly rare; seize the chance to make this dream property yours and create a lifetime of memories in this idyllic retreat. Don't let this unparalleled opportunity slip through your fingers!
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Our Executive Mortgage Banker:
Our Insurance Division:
$540,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $432,000 | $432,000 | $432,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $90 | $90 | $90 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,874 | $2,871 | $3,643 |
Total Monthly Payment | $3,056 | $3,053 | $3,825 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.