Welcome Home to Proctor, VT! This great home located in the beautiful Green Mountains of Vermont has so much to offer! You'll feel the homeyness the moment you walk through the door as you are greeted with shiny hardwood floors and sun filled rooms! The kitchen of this home is large enough for a breakfast nook or a large island, if that's what you've dreamed of! Off the kitchen you will find a newly renovated bath with tile shower and a convenient laundry room! The dining room will be the perfect spot for the family to gather for a nice holiday feast! The bright living room with its hardwood floors and lots of windows is a great place to sit and relax. This first floor also offers a bedroom with a built in and spacious closet! On the second floor you'll find 3 more rooms to use as you wish and a full bathroom with a stylish claw foot tub! Off two of the rooms you'll have access to the large deck outback, one with new sliding door! Along with the deck the back yard also boasts a great patio spot with access from the kitchen! The large back yard will be a great spot for the animals to play or the kids to have some summertime fun! Call today to schedule a time to take a tour of this great property! Proctor VT Welcomes you Home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$265,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.879% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,464 | $1,409 | $1,788 |
Total Monthly Payment | $1,539 | $1,484 | $1,863 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.